Financial Aid
St. Luke’s College of Health Sciences received its approval from the Pennsylvania Department of Education to operate as an associate and baccalaureate degree granting institution. We are currently engaged in the process of securing our institutional and programmatic accreditations, which will enable the SLCHS to apply to participate in Federal Student Aid programs under Title IV of the Higher Education Act. Until SLCHS is eligible to participate in such programs, SLCHS students will not be able to apply for federal grants or loans.
Until federal funding is available, we’re here to help!
St. Luke’s College of Health Sciences offers scholarships to students and St. Luke’s University Health Network employees attending are eligible for tuition reimbursement.

Supporting Your Academic Journey
At St. Luke’s College of Health Sciences (SLCHS), we strongly believe that cost should not be a deterrent in a student’s decisions to pursue education. We also realize that many people need help to meet the costs of higher education. We also realize that many people need help to meet the costs of higher education. Too many students pass up available financial assistance to help fund their educational goals because they didn’t know a certain funding program existed.
The Office of Financial Aid is committed to helping prospective and current students of SLCHS maximize opportunities for financial assistance. Our student-centric philosophy is designed to work closely with those who demonstrate need while complying with the regulations and guidelines that govern these financial aid programs.
Student Loans are often an essential element in students’ financial aid packages. However, students need to exercise caution when borrowing. The Office of Financial Aid helps students understand their responsibilities and obligations to repay loans and encourages them to borrow only the funds needed to avoid the potential for abuse. At all times, however, students are ultimately responsible for their own financial aid loan decisions and any consequences.

Sources of Financial Aid
St. Luke’s College of Health Sciences intends to participate in the U.S. Department of Education’s Federal Student Aid programs. Once approved, students will be eligible to receive Pell Grants and to participate in various federal student loan programs.
There are different options with grant funding. Federally funded grant programs, such as the Pell Grant, are provided to students based on various financial need indicators and, unlike a loan, do not have to be repaid. Federal Student Loans are loans issued by the federal government, subject to terms prescribed by federal law, and administered by SLCHS.
This program was established to assist Pennsylvania youth who are or have been in foster care with the financial challenges of accessing higher education. The program offers Pennsylvania residents up to the age of 26 a tuition waiver for undergraduate studies at most colleges and universities in the Commonwealth of Pennsylvania.
If a student is eligible for this waiver, the remaining balance of the student’s tuition and mandatory fees (after all federal and state grants and outside scholarships have been applied), will be eliminated or paid for by the institution. Eligible students are those who self-identify to the college and are subsequently determined as eligible, or those students identified by PHEAA via a waiver listing.
If you are interested in participating in the PA Fostering Independence Tuition Wavier Program or other state or federal grant programs, you should start by submitting a Free Application for Federal Student Aid(FAFSA®) form and completing the PA State Grant application items in the PA State System. You will receive access information for the PA State Grant application system from the Pennsylvania Higher Education Assistance Agency after you complete the FAFSA.
For further information on the Fostering Independence Tuition Waiver Program and other financial aid programs, please contact us at FinancialAid@sluhn.org.
Annual Student Loan Summary Notifications Act 121 requires colleges and universities to provide student loan debt information to students on an annual basis. In compliance with this Act, St. Luke’s Financial Aid Office will send out such notification annually in May to appropriate students on an annual basis and it will include:
- An estimate of the total amount of federal loans (or other student loans) disbursed by the institution and borrowed by the student.
- An estimate of the total payoff amount of loan if the loans are to go into repayment as of the date of the annual student loan summary notification.
- The number of years used in determining the potential total payoff amount.
- A link to a federal online aid counseling tool and information on how students can access an online repayment calculator.
- A statement that any estimate or range provided is general in nature and not intended to be a guarantee or promise of actual projected amount.
St. Luke’s College of Health Sciences (SLCHS) is fortunate to have many benefactors who have donated funds earmarked for scholarships to help defray the costs of education. During each student’s Financial Aid interview, SLCHS will provide information about scholarship opportunities available to the student. Students are also encouraged to pursue scholarships outside of those offered by the College.
Students are encouraged to pursue scholarships from organizations outside of the St. Luke’s College of Health Sciences to help defray the cost of their education. Many private clubs and organizations offer scholarships on a yearly basis, including: employers and unions; service clubs and fraternal orders (example: Rotary, Kiwanis); health related organizations; high school or college activity funds; and churches or religious organizations.
The Office of Financial Aid is available to assist students with questions regarding the use of outside scholarship funds, but is not responsible for completing applications on student’s behalf or monitoring students’ ongoing eligibility for and compliance with such awards.
Criteria for Financial Aid & How to Apply
Financial Need
Financial need is the difference between students’ ability to contribute to their education and the costs of attending St. Luke’s. The amount of the loan or grant received is based on income and assets. Students share financial responsibilities through savings and employment.
To apply for financial aid, students take the following step: After completing their (and their parents’, if applicable) income tax return, students make an appointment with the Administrative Coordinator, Financial Aid. During this appointment, students will receive assistance in completing the necessary financial aid forms. In addition, the Administrative Coordinator will discuss the costs of associated with the students’ selected programs.
Satisfactory Academic Progress
Federal regulations require that St. Luke’s College of Health Sciences review the academic progress of students before a student receives federal financial aid to make sure the student has met and continues to meet some basic academic progress standards. The federal government requires a student receiving federal aid to complete their program within 150% of the published length of the program. For St. Luke’s College of Health Sciences students, there are no appeals for the maximum time frame regulation.
This policy on Satisfactory Academic Progress relates specifically to St. Luke’s College of Health Sciences students who apply for and/or receive Title IV Federal student aid.
Title IV Federal Aid Programs* offered at St. Luke’s College of Health Sciences:
- Federal Pell Grant
- Federal Direct Student Loan (subsidized and unsubsidized)
- Federal Direct Parent Loan for Undergraduate Students (PLUS)
*Please note that students will be eligible to apply for Title IV funding once St. Luke’s receives institutional accreditation from the Middle States Commission on Higher Education. Prior to receipt of that accreditation, students will be ineligible for Title IV funding. However, other sources of financial assistance will be offered during this interim period.
Evaluation
At the conclusion of each student’s academic term, the Satisfactory Academic Progress (SAP) standards will be applied. Students are expected to maintain satisfactory academic progress based on qualitative standards as defined by GPA/grade.
Qualitative
Students are required to earn the stipulated passing grade as defined by the program in which students are enrolled (e.g. “C”, “C+”) to progress to the next course and to maintain Satisfactory Academic Progress. A student who does not meet the required benchmark will be considered to have failed the course for the purpose of Title IV eligibility.

Building a Brighter Future Together
Students seeking financial aid should contact the Office of Financial Aid to set up an appointment where individual financial needs are discussed.
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